<?xml version="1.0" encoding="UTF-8"?>
<!--
  xfrit sitemap — a plain file so it works on nginx without any server
  settings (nginx ignores .htaccess). On Apache, .htaccess sends this address
  to sitemap.php instead, which builds the same list from the config.
  If a page is added or the domain changes, update this file to match.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url><loc>https://xfrit.com/</loc></url>
  <url><loc>https://xfrit.com/how-it-works</loc></url>
  <url><loc>https://xfrit.com/privacy</loc></url>
  <url><loc>https://xfrit.com/terms</loc></url>
</urlset>
